Bad credit motorhome finance

Bad credit motorhome finance

Any motorhome | Any dealership | No deposit | Large panel of lenders | All circumstances

Bad Credit Motorhome Finance The Motorhome Financer

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No obligation, no impact on your credit score

Rates from 6.9% APR. Representative APR 18.4%

Representative Example: Borrowing £7,500 over 48 months with a representative APR of 18.4%, the amount payable would be £216.45 a month, with a total cost of credit of £2889.60 and a total amount payable of £10389.60.

Bad Credit Motorhome Finance The Motorhome Financer

A guide to bad credit motorhome finance

A guide to bad credit motorhome finance

At The Motorhome Financer we consider ourselves to be motorhome finance and loan specialists. As a broker and not a direct lender, we are able to search a panel of lenders to help you get the most competitive rates. Whether you are looking to buy a new or used motorhome, make an application with us to see how we can help you.

We provide finance for ANY motorhome. We have financed anything from conversions, 4 berth high tops to 5th wheeler and everything inbetween. Regardless of your financial situation, we will work hard to find a suitable finance deal to suit your individual circumstances. No more endless searching for finance and getting nowhere fast. Let us do all the hard work for you. Apply with us today you could be driving your new motorhome away the very same day.

Who we can help get finance

Who we can help get finance

We help hundreds of people a month secure finance with bad credit and they each customer has there own unique set of circumstances, previous issues and current issues,

  • Declined / refused in the past
  • CCJs (County Court Judgements)
  • IVAs (Individual Voluntary Agreements)
  • Bankruptcy
  • Debt management plans
  • No credit history
  • Arrears
  • Self Employed

The truth around getting finance when you have bad credit

The truth around getting finance when you have bad credit

There are a lot of brokers who advertise they are specialists in motorhome finance for bad credit but it’s worth being aware of the following before you apply to them,

  • They may charge you fees for arranging the finance
  • You may be restricted to the motorhome you can buy
  • The interest rates might be more than you can afford
  • The motorhomes they sell you maybe overpriced
  • Most are dealerships and only have access to a limited panel of lenders and motorhomes

A lot of companies offer guaranteed motorhome finance, however this legally cant be advertised. If you are search for guaranteed motorhome finance, it probably means your credit history isn’t perfect so its important you speak to people who want to help your rebuild your credit profile and provide you with a motorhome loan to suit your needs.

When looking for bad credit motorhome finance, you should always make sure that you fully understand the rates, repayments and total about that you are going to be paying back. Any decent brokerage / dealership should check your affordability and advise you on all figures and terms and the documents before you sign them. This process should be followed in line with FCA guidelines.

The Motorhome Financer

Riverside, Mountbatten Way, Congleton,

Cheshire, CW12 1DY

E [email protected]

T 01625 324 444

F 01625 324 443

Company details

Our services

Motorhome finance

The Motorhome Financer is a trading style of The Vehicle Financer LTD. The Vehicle Financer LTD is authorised and regulated by the Financial Conduct Authority (FRN: 834015). We act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. We will only introduce you to these lenders. We may receive a commission payment from the finance provider if you decide to enter into an agreement with them.  The nature of this commission is as follows: we receive either a fixed fee per finance agreement entered into, or we receive a commission based on a percentage of the total amount of finance taken by the customer. You can request for us to disclose the amount of any commission received. The commission received does not affect the amount you will pay under your finance agreement. You may be able to obtain finance for your purchase from other lenders and you are encouraged to seek alternative quotations. If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at

All finance is subject to status and income. Written quotations are available on request. Our advisors are all SAF (Specialist Automotive Finance) approved. The Vehicle Financer is a limited company registered in England and Wales. Registered number: 9970074. Registered office: The Vehicle Financer, Riverside, Mountbatten Way, Congleton, CW12 1DY. ICO registration number – ZA171810.