No deposit motorhome finance

No deposit motorhome finance

Any motorhome | Any dealership | No deposit | Large panel of lenders | All circumstances

No Deposit Motorhome Finance The Motorhome Financer

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No obligation, no impact on your credit score

Rates from 6.9% APR. Representative APR 18.4%

Representative Example: Borrowing £7,500 over 48 months with a representative APR of 18.4%, the amount payable would be £216.45 a month, with a total cost of credit of £2889.60 and a total amount payable of £10389.60.

No Deposit Motorhome Finance The Motorhome Financer

A guide to no deposit motorhome finance

A guide to no deposit motorhome finance

When you are looking a buying a new motorhome we appreciate its can be difficult to save a deposit. Therefore, at The Motorhome Financer we work with lenders that don’t require a deposit. This means that getting your dream motorhome might be easier than you think. Even if you had a poor credit history, we still have lenders that can help you without needing a deposit upfront. If you have saved a deposit already that’s great news, as adding a deposit can reduce your monthly repayments and also the amount of interest you pay back.

We know that buying a motorhome is a big decision, an expensive purchase and a large financial commitment each month. At The Motorhome Financer we will aim to provide a service to help you find a motorhome which suits your needs and also your budget. No deposit motorhome finance is the best way to get your desired motorhome quicker and still keep your monthly payments affordable.
Check out our motorhome finance calculator to see how affordable your next motorhome could be.

Who we can help get finance

Who we can help get finance

We help hundreds of people a month secure finance with bad credit and they each customer has there own unique set of circumstances, previous issues and current issues,

  • Declined / refused in the past
  • CCJs (County Court Judgements)
  • IVAs (Individual Voluntary Agreements)
  • Bankruptcy
  • Debt management plans
  • No credit history
  • Arrears
  • Self Employed

The truth around no deposit motorhome finance

The truth around no deposit motorhome finance

There are a lot of brokers who advertise they are specialists in motorhome finance for bad credit but it’s worth being aware of the following before you apply to them;

  • They may charge you fees for arranging the finance
  • You may be restricted to the motorhome you can buy
  • The interest rates might be more than you can afford
  • The motorhomes they sell you maybe overpriced
  • Most are dealerships and only have access to a limited panel of lenders and motorhomes

A lot of companies offer guaranteed motorhome finance, however this legally cant be advertised. If you are search for guaranteed motorhome finance, it probably means your credit history isn’t perfect so its important you speak to people who want to help your rebuild your credit profile and provide you with a motorhome loan to suit your needs.

When looking for bad credit motorhome finance, you should always make sure that you fully understand the rates, repayments and total about that you are going to be paying back. Any decent brokerage / dealership should check your affordability and advise you on all figures and terms and the documents before you sign them. This process should be followed in line with FCA guidelines.

The Motorhome Financer

Riverside, Mountbatten Way, Congleton,

Cheshire, CW12 1DY

E [email protected]

T 01625 324 444

F 01625 324 443

Company details

Our services

Motorhome finance

The Motorhome Financer is a trading style of The Vehicle Financer LTD. The Vehicle Financer LTD is authorised and regulated by the Financial Conduct Authority (FRN: 834015). We act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. We will only introduce you to these lenders. We may receive a commission payment from the finance provider if you decide to enter into an agreement with them.  The nature of this commission is as follows: we receive either a fixed fee per finance agreement entered into, or we receive a commission based on a percentage of the total amount of finance taken by the customer. You can request for us to disclose the amount of any commission received. The commission received does not affect the amount you will pay under your finance agreement. You may be able to obtain finance for your purchase from other lenders and you are encouraged to seek alternative quotations. If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at

All finance is subject to status and income. Written quotations are available on request. Our advisors are all SAF (Specialist Automotive Finance) approved. The Vehicle Financer is a limited company registered in England and Wales. Registered number: 9970074. Registered office: The Vehicle Financer, Riverside, Mountbatten Way, Congleton, CW12 1DY. ICO registration number – ZA171810.